The Charles Schwab Corporation Apps

Schwab Intelligent Portfolios™ is an automatedinvestment advisory service. This sophisticated technologyautomatically builds, monitors and rebalances your portfolio. Andunlike other investment advisory services, there are no advisoryfees, commissions or account service fees charged.• Recommends a diversified portfolio of Exchange Traded Funds(ETFs). Once you fund your account, it works for you daily– doingeverything from investing to rebalancing your portfolio.• Set a savings or income goal and we'll automatically track andnotify you of your progress.• Investors get a diversified portfolio built from ETFs handpickedby the Charles Schwab Investment Advisory (“CSIA”) team usingrigorous criteria. Portfolios can be comprised of up to 20 assetclasses across stocks, municipal and corporate bonds, real estate,and commodities, as well as an FDIC-insured cash allocation – sothey’re truly diversified.• Minimum investment of just $5,000.• You can talk to a Schwab investment professional. They’reavailable 24/7/365.ABOUT CHARLES SCHWABAt Charles Schwab we believe in the power of investing to helpindividuals shape their financial future. Schwab IntelligentPortfolios is the only service of its kind from a company with 40years of experience and innovation. The cash allocation in SchwabIntelligent Portfolios will be accomplished through enrollment inthe Schwab Intelligent Portfolios Sweep Program (“Sweep Program”),a program sponsored by Schwab. By enrolling in Schwab IntelligentPortfolios, clients consent to having the free credit balances intheir Schwab Intelligent Portfolios brokerage accounts swept todeposit accounts at Charles Schwab Bank (“Schwab Bank”) through theSweep Program. Schwab Bank is an FDIC-insured depositoryinstitution affiliated with Schwab Wealth Investment Advisory,Schwab and CSIA. Cash balances held in the Sweep Program at SchwabBank are eligible for FDIC insurance up to allowable limits.There is no guarantee that the intended goal will be reached andchanges to inputs and other assumptions may affect your potentialto reach the intended goal.Diversification strategies do not ensure a profit and do notprotect against losses in declining markets.Accounts must maintain a minimum balance of $5,000 to be eligiblefor automatic rebalancing.Schwab Intelligent Portfolios charges no advisory fee. Schwabaffiliates do earn revenue from the underlying assets in SchwabIntelligent Portfolios accounts. This revenue comes from managingSchwab ETFs ™ and providing services relating to certain thirdparty ETFs that can be selected for the portfolio, and from thecash feature on the accounts. Revenue may also be received from themarket centers where ETF trade orders are routed for execution.Diversification and rebalancing strategies do not ensure a profitand do not protect against losses in declining markets. Schwabinvestment professionals are employees of Charles Schwab & Co.,Inc. Please read the Schwab Intelligent Portfolios’™ disclosurebrochures for important information.Brokerage Products: Not FDIC-Insured • No Bank Guarantee • May LoseValueSchwab Intelligent Portfolios is made available through SchwabWealth Investment Advisory, Inc. ("SWIA"), a registered investmentadvisor. Portfolio management services are provided by CharlesSchwab Investment Advisory, Inc. ("CSIA"). SWIA and CSIA areaffiliates of Charles Schwab & Co., Inc. (“Schwab”) andsubsidiaries of The Charles Schwab Corporation.Charles Schwab & Co., Inc. and Charles Schwab Bank are separatebut affiliated companies and subsidiaries of The Charles SchwabCorporation. Brokerage products, including the Schwab One brokerageaccount, are offered by Charles Schwab & Co., Inc., Member SIPC. Deposit and lending products are offered by Charles Schwab Bank,Member FDIC and an Equal Housing Lender.©2015 Schwab Wealth Investment Advisory, Inc. All rightsreserved.Images are for illustrative purposes only.0515-3473.

Institutional Intelligent Portfolios™ providesclients working with a dedicated advisor convenient access to open,fund and view their account. For more information, review thefeatures below and talk with your advisor.Features• Complete the simple enrollment process from your desktop ormobile device• Start investing in an ETF portfolio built by your advisor• Maintain easy access to your account to view investments andperformance• Manage account using convenient features such as mobile checkdepositSample screen shots are for illustrative purposes and do notnecessarily portray actual or future investing results.See the Institutional Intelligent Portfolios™ disclosure brochure,located at institutionalintelligent.schwab.com/disclosurebrochure,for important information.Brokerage Products: Not FDIC-Insured • No Bank Guarantee • May LoseValueInstitutional Intelligent Portfolios™ is made available throughindependent investment advisors and is sponsored by Schwab WealthInvestment Advisory, Inc. (“SWIA”), a registered investmentadvisor. SWIA is an affiliate of Charles Schwab & Co., Inc.(“CS&Co.”) and a subsidiary of The Charles SchwabCorporation.Independent investment advisors and Schwab are independent of eachother and are not affiliated with, sponsored by, endorsed by, orsupervised by each other. (0815-5214)

The Charles Schwab Advisor Center Mobile Application for Android®The Schwab Advisor Center™ Mobile Application makes it easy forindependent registered investment advisors with a valid login tomonitor and manage client accounts from their Android® device*. *This application is for advisors whose firms custody assets withSchwab, and must be approved and activated by the advisor’s FirmSecurity Administrator (FSA) before use. MANAGE REMOTELY Manageclient accounts wherever you are with convenient access to accountbalances, positions, and history. FAST & EASY ACCESS Conductquick and easy searches for client account data using account nameor number, in an easy-to-navigate format. QUICK SUPPORT Contactyour service team or Advisor Platform Support directly from yourphone with one-touch access. System availability and response timesare subject to market conditions and mobile connection limitations.Android and Google Play are trademarks of Google, Inc. SchwabAdvisor Center is a website of Charles Schwab & Co., Inc.(Schwab) for the use of independent investment advisor clients thatcustody assets with Schwab. Schwab Advisor Services™ servesindependent investment advisors and includes the custody, tradingand support services of Schwab. Independent investment advisors arenot owned, affiliated with or supervised by Schwab. ©2020 CharlesSchwab & Co., Inc. All rights reserved. Member SIPC. CS14169-00(0420-043K)

Owning your retirement has never been easier. With theSchwabWorkplace Retirement App, you get on-the-go access toyourretirement savings account: • Enroll in your plan. • Checkyourprogress—see how much you’re saving and how your balance maybechanging. • Monitor your personal performance. • Makecontributionelections. • Set up investment instructions forfuturecontributions. • Securely access the full website withoutloggingin again. • Read the latest market news. Regarding thescreenshots:Account data shown is for illustrative purposes only.This is not arecommendation. Feature availability depends on bothplan andparticipant settings and requires a wireless signal ormobileconnection. System availability and response times aresubject tomarket conditions and mobile connection limitations.Android™ is atrademark of Google Inc. Use of this trademark issubject toGoogle's permission. Schwab Retirement Plan Services,Inc. andSchwab Retirement Plan Services Company providerecordkeeping andrelated services with respect to retirement plansand has providedthis communication to you as part of therecordkeeping servicesthey provide to Plans. Trust, custody anddeposit products andservices are available through Charles SchwabBank. ©2020 SchwabRetirement Plan Services, Inc. All rightsreserved. (0420-06SA)

Charles Schwab exists to help people achieve betterfinancialoutcomes. We offer investors a contemporary, full-serviceapproachto build and manage their investments, providinginvestment-relatedproducts, services, and sophisticated financialplanning thatcombine the best of what people and technology have tooffer.Mobile investing made easy. Streamline the essentials. Useyourfinger, face ID or preset passcode to quickly log in and checkyouraccount balances (including non-Schwab accounts), holdingsandstatements. Deposit checks into your eligible Schwab Bank orSchwabbrokerage and IRA accounts by snapping a few photos.1 Placetradesand monitor opportunities 24/7. See your positions at aglance.Trade stocks, ETFs, mutual funds, and options2. Createwatchlistsand check the status of your orders. Get breaking news,real-timequotes, and in-depth charts. Customize your experience.Organizeyour summary view and market settings to prioritize theinformationyou need. Set text alerts and push notifications to helpyou stayon top of your accounts and investments. Deposit checks ina snap.With Schwab Mobile DepositTM 3, you can deposit checksdirectlyinto your Schwab Bank or Schwab Brokerage and IRA accountsbysnapping a few photos. Securely transfer funds betweentheseaccounts and pay bills with a few taps. Meet our SchwabAssistant.You're going to make a great team. Our new intelligentassistantrecognizes voice commands so you can get your financialbusinesssorted efficiently. Just say the word to: • make trades. •getquotes. • manage investments. • transfer assets. • depositchecks.• set alerts or updates. • and more. Brokerage Products: NotFDICInsured • No Bank Guarantee • May Lose Value 1. The SchwabMobileapplication and Schwab Mobile Deposit service are availableforSchwab Bank High Yield Investor Savings® clients who also haveaSchwab brokerage account. 2. Requires a wireless signal ormobileconnection. System availability and response times aresubject tomarket conditions and your mobile connectionlimitations.Functionality may vary by operating system and/ordevice. Mobilecarrier data charges may apply. 3. The Schwab MobileDepositservice is subject to certain eligibilityrequirements,limitations, and other conditions. Enrollment is notguaranteed,and standard hold policies apply. See Schwab.com formore details.View our IRA Center on Schwab.com for the IRAcontributionguidelines and rules. Android, Google Play, and GooglePay aretrademarks of Google Inc. Use of this trademark is subjecttoGoogle Permissions. Charles Schwab & Co., Inc. andCharlesSchwab Bank, SSB are separate but affiliated companiesandsubsidiaries of The Charles Schwab Corporation. Brokerageproductsand services are offered by Charles Schwab & Co., Inc.,memberSIPC. Deposit and lending products and services are offeredbySchwab Bank, SSB, Member FDIC and an Equal Housing Lender.©2021Charles Schwab & Co., Inc. All rights reserved. MemberSIPC.For details, please see www.sipc.org Commodity interests andcashin futures accounts are not protected by SIPC. Futurestradinginvolves a high level of risk and is not suitable forallinvestors. Certain requirements must be met to tradefutures.Please read Risk Disclosure Statement for Futures andOptionsbefore considering any futurestransactions(https://www.schwab.com/public/file/P-10718370/).(0821-132T)

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